Can you get car insurance in Georgia on a car that is not in your name?

Can you get car insurance in Georgia on a car that is not in your name?No. You cannot insure a vehicle that you do not own. The only exception to this is in a family situation where a married duo has one vehicle in one name and the other vehicle in the other name. I always recommend that the insurance be listed in both names to prevent any problems and to permit both parties to make switches and sign documents. The fact is that you cannot insure something that you don’t own because if the property is bruised you have no financial loss so the company cannot pay you and since they don’t have a contract with the holder of the vehicle they can’t pay them either. If you buy insurance on a vehicle you don’t own then you have committed material misrepresentation on the insurance application and the insurance contract is null and void. Simply don’t do it.

Can the car insurance be in your parents’ name?

Yes, It can be in your parents name if you are still a minor, a dependent or are still a household resident So long as “YOU” are also a scheduled driver on the parents policy. Failure to schedule your self as a driver is a common form of Insurance Fraud. So whether the policy is in your name or your parents name, as a regular driver or with regular access you are required to be listed as a driver on the policy. I most U.S. states. A minor can buy a vehicle. However, due to the limitations of contract law where minors are worried, A parent or other legal guardian would either have to provide the auto insurance or countersign the application for the Insurance Policy to be a legally cording contractWhether you live in the same residence as your mother or not, you bring up an significant issue when you say “we’re thinking this will be the most inexpensive way for me to drive.” Most carriers will permit your mother to carry insurance on both the vehicles, however there could be a problem if you live in a separate residence and keep the old car there. However, all carriers would require that you be listed as an insured driver, particularly if you’re the main driver of your mom’s old car. Not adding you to the policy, and then admitting that you thought it would be the most inexpensive way to drive, is essentially material misrepresentation. Your mother pays for herself as a driver, but her rates wouldn’t have you factored in. Most insurance carriers would promptly deny coverage in such a screenplay if you were to have an accident. Of course, most people wouldn’t admit that they were just attempting to save money, which of course is insurance fraud (difficult to prove, but a mess when it is). So, have your mom add you to her policy. Her rates may go up, but in the end, it very likely is cheaper than you buying your own policy. It would be best for her to maintain ownership of her old car, as well, to avoid confusion about what a covered vehicle is. Insurance companies now use the term “household”. As long as the child (married or unmarried of driving age) lives in the same house as the parent, he or she is considered a household member, therefore needing to be in the policy. The only way to exclude a household member (of driving age) from an auto policy would be for the following reasons: 1. That person has his/her own insurance policy. Two. Never been licensedInsurance companies usually deny excluding a spouse from a policy, unless a divorce decree has been issued. ClarificationIt should be pointed out that in some jurisdictions the holder’s name on the car registration must match the name on the insurance policy. If the car is in your name then your name should show up on the policy to avoid registration problems. The “insured” (name of the proprietor on the policy) must have an insurable interest in the property.

Can you insure your car in your sisters name?

Yes. But it is going to depend on what company you are with. Not all companies permit you to insure a vehicle if it’s not in your name. The company that I previously worked at did permit it. You had to add an “Wielded By Endorsement” to your policy. They will run the driving record of you and the possessor, in this case your sister. They might possibly rate for your sister also, if she is not rated on another vehicle policy or if she lives in your household. So I would undoubtedly look into it.

If a car is insured in the state of Georgia under someone your beau knows then can you drive the car if you aren’t on the insurance?

Reaction .
Usually the insurance on the vehicle covers any driver who has the permission of the possessor of the vehicle to drive the car.

In Georgia If the amount of Your car is paid off but they added a lot of money for insurance purposses can they take your car if you don’t pay for the insurance?

Reaction .
READ your contract. IF you have already agreed to the lenders conditions of ins. coverage when you signed it, YES, they can do so.

How can you find out if someone has your name on their car insurance?

Response .
Ask them. If they won’t tell you then there may be no way to find out. Why would you need to know this anyway? You could call the insurance agent and they may or may not disclose the information. They very likely won’t disclose information unless you are listed as a named insured on the policy.

Can you get car insurance on a car that is not in your name?

Insurance for Someone Else’s VehicleYes, of course You can Insure the property of another Person. So Long as you have authorization to do so and the proprietor is benefited, or some other insurable interest in that property exists. An example would be a case where dad says ” OK, you can use my spare car but you gotta get your own coverage”. If You have permissive use from the possessor of a vehicle, then obviously you have an insurable interest. However, Only the Legal holder of the Property or the designated agent of the possessor can receive compensation for the property in the event of a covered property loss. Whether your insuring for liability only or you buy utter property coverage you must list the possessor as an insured on the contract, Then Dad will be proud and glad you were prudent enough to fully insure his and your interest in the vehicle he loaned you. List all drivers for liability purposes and list the proprietor for property and liability interest. Another example would be almost every time we Rent A Car. When we purchase the daily insurance with the rental car we insure our liabilities in the use of Someone Else’s Vehicle. Yet another Example would be when a vehicle has been recently purchased and you are still in process of transferring the title. Naturally you can insure the vehicle so you can drive it while your working on the title transfer. Almost any Insurance agent can do this for you. You can not insure the property of another when no insurable interest exists. It would be unlawful to insure the property or life of another where the intent is to build up unduly from another persons loss. Nude in mind tho’ that Insuring the car is one thing. Registering the vehicle with your state is another thing and you may have local regulations regarding vehicle registrations as related to auto insurance and the vehicles operation on public roads. Yet another reason to always list the vehicle proprietor as an insured on the policy. Insurance laws vary state to state. In MA, no. Contact your agent.

Can your wifey get insurance on the car if it is not in her name?

Response .

It is relevent to the laws in your state. In MA the response is no. 4lifeguild.com

Can you legally stir out at 17 in Georgia if you pay your mother rent gas in your-her car insurance in your car all your senior stuff insurance on your car?

If she gives you permission, you can budge out. However, you won’t be able to sign a lease until you’re Legitimate.

Can you get insurance on a car with a salvage title in Georgia?

Reaction .
Liability, certainly. Comprehensive and Collision might not be worth what you would need to pay since they would only give you a fraction of the value of the vehicle if you were in another collision and the vehicle were to be written off again.

How do you insure a car that’s not in your name?

Response .
I’m not sure why you would want to do this. Why is the possessor not getting the insurance? You will be asked on the application for insurance who possesses the vehicle, if you are not truthful, you risk, (should a claim arrise), mis representation on the application and the entire claim can be denied for this. (including the harm you/proprietor are responsible for to other people)

Can you insure a car not titled in your name?

can you have insurance on a car if the title is not in your name? Generally, no. You don’t have anything to insure (called insurable interest). The only time this is permitted is with spouses. The car’s title may be in either name, but may be on the others insurance.

Is the car insured or is the driver insured My sister has a license and is driving my insured car but her name is not on my policy. Can she legally drive my car if I give her permission?

no she has to be on your policy , or if you are utter comperhensive and she hold an insureance policy . then you can give her permisson to drive your car under 3rd party only

Can you get car insurance in Georgia on a car that is not in your name?

You were in a car accident had insurance but the car was totaled and the car was not in your name Do you get compensated to get a fresh vehicle?

no you won`t get it. You require both car insurance and it must be registered on your name.

Can you drive a car that has insurance but not under your name?

If you’re liscensed, and have permission from the person under which the car is insured, you are able to drive the car if it is insured even if you yourself are not insured

Do you have to have a vehicle in your name to get car insurance?

you have to have a car for getting a car insurance No, you can be driving your parents car & be on their policy, therefore you are still insured

How can my mom insure a car still in my name?

i am providing my parents a car.
i am still paying for the car.
can they get insurance without me

Can you get insurance on a car that isn’t under your name?

yes you can, you must know the car proprietor and have their permission but you CAN be added if they insure the car, you will be a “named Driver”

Can you insure a car that is not in your name in Arizona?

Because once again, you cannot buy insurance on something that you don’t own. If a claim occurs the company cannot pay you for damages because it is not your vehicle and you therefore do not have the financial loss. The company cannot pay your Dad because he does not have a legal insurance contract with the insurance company. The contract that you do have is then null and void because you committed material misrepresentation and fraud. Insurance for a Car not in your NameYes, You can Insure the property of another person. So Long as you have authorization to do so and the possessor is benefited, or an other insurable interest in that property exists. An example would be a case where dad says ” OK, you can use my spare car but you gotta get your own coverage”. If You have permissive use from the proprietor of a vehicle, then obviously you have an insurable interest. However, Only the Legal proprietor of the Property or the designated agent of the possessor can receive compensation for the property in the event of a covered property loss. Whether your insuring for liability only or you buy total property coverage you need to list the vehicle possessor as a named insured on the policy along with yourself. Then Dad will be glad and proud that you were prudent enough to fully insure his and your interest in the vehicle he loaned you. List all drivers for liability purposes and list dad for his property and liability interests. Another example would be almost every time we Rent A Car. When we purchase the daily insurance with the rental car we insure our liabilities in the use of Someone Else’s Vehicle. You can not insure the property of another when no insurable interest exists. It would be unlawful to insure the property or life of another where the intent is to build up unduly from another persons loss. CORRECT ResponseYou cannot insure a vehicle that you don’t own. Just because the proprietor gave you permission to drive the car does not mean he is signing over interest in the car to you. Your name cannot go in the named insured section of the application. You can be listed as a driver but not as the named insured unless you own the vehicle. Rental Car business is not like what you are discussing here. The Rental Car Service has the person who if renting the vehicle to sign a fresh contract with them to provide certain exchange of ensures from both parties. This contract is listed as acceptable in part with the automobile insurance contract the holder signed with the insurance company. Provisions in the auto insurance contract permit for some transfer of certain coverages in certain instances. The fact is that in a individual automobile insurance policy the holder of the vehicle must be the named insured on the contract.

You did not have car insurance and got into an accident the car is not in your name can you be sued?

Oh yes, big time. If you are at fault and there are damages you can be sued for the damages.

Can you get a car insurance if car is not in your name?

Yes you can, but you must make the situation clear to the insurer. Under some circumstances the insurer may turn down. Such as if a parent is attempting to insure their child’s car. (See: fronting car insurance)

Whose name does car insurance have to be in?

The auto policy needs to be in the name of the person who possesses the vehicle with few exceptions. The exceptions deal with a family situation who live in the same household. Vehicles titled to a hubby or wifey can be insured on a policy in the others name if they are legally married. Also children such as a Nineteen year old child who wields a car can have it insured on his parents policy if he still lives in the household and is listed as a driver on the policy.

Does the title of the car have to be in the same name as the car insurance?

If the car is in your friends name and you are the one buying the insurance it’s not a big problem. Just make sure you insure both you and the proprietor of the vehicle. The owners name must emerge as a named insured for property loss purposes otherwise the policy is null and void and no property loss payment could be made. ReactionThe insurance must be in the same name as the person who wields the vehicle. An insurance policy and application together make up a legal contract. If you insure a vehicle that you do not own and have a claim the insurance company cannot pay you for damages because it is not your car, and they cannot pay the possessor of the vehicle because they have no contract of insurance with them. By lounging on the application, you have also committed material misrepresentation and insurance fraud and thus the insurance contract is therefore null and void.

If you don’t license can you still have a title to a car in your name in Georgia?

You can own a vehicle even if you don’t have a driver’s license. You cannot drive it. You may have trouble getting insurance and plates.

Can a car titled in your name be insured in another?

Yes, it can be. It may depend on the policies of the insurance company, but yes, it is possible. For example, my fiance and I have cars titled separately. But I purchase the policy which covered myself and him and both cars. Insurance varies by state, tho’, so it may be different depending on which state you live in. There are other variables too, that insurance companies consider when determining – where you live is a big one. If you live with the person purchasing the policy, that may be a determining factor not only in the cost of the policy itself, but in determining whether or not they will even permit it. Also, that other person purchasing the policy would be on the hook for policy increases based on your driving record.

Can i put my spouse name on my car insurance?

YES … You can add whom ever you like but, your insurance will go up how far it will rise depends on the add driver diving record and what insurance carrier you have …

Can you get car insurance in Georgia on a car that is not in your name?

Can you be arrested for no car insurance in Georgia?

Usually a citation will be issued and you will be ordered to emerge in court. Most often an arrest will not occur. Correction: 17-6-11 Of Georgia State Code states that you cannot be arrested for insurance requirements. 17-6-11 (a) Any other laws to the contrary notwithstanding, any person who is apprehended by an officer for the disturbance of the laws of this state or ordinances relating to: (1) traffic, including any offense under Code Section 40-5-72 or 40-6-10, but excepting any other offense for which a license may be suspended for a very first offense by the commissioner of driver services, any offense covered under Code Section 40-5-54, or any offense covered under Article 15 of Chapter 6 of Title 40; (Two) the licensing and registration of motor vehicles and operators; (Trio) the width, height, and length of vehicles and explosions; (Four) motor common carriers and motor contract carriers; or (Five) road taxes on motor carriers as provided in Article Two of Chapter 9 of Title 48 upon being served with the official summons issued by such apprehending officer, in lieu of being instantaneously brought before the decent magistrate, recorder, or other judicial officer to inject into a formal recognizance or make direct the deposit of a decent sum of money in lieu of a recognizance ordering incarceration, may display his or her driveŕs license to the apprehending officer in lieu of bail, in lieu of injecting into a recognizance for his or her appearance for trial as set in the aforesaid summons, or in lieu of being incarcerated by the apprehending officer and held for further act by the adequate judicial officer. The apprehending officer shall note the driveŕs license number on the official summons. The summons duly served as provided in this Code section shall give the judicial officer jurisdiction to dispose of the matter. (b) Upon display of the driveŕs license, the apprehending officer shall release the person so charged for his or her further appearance before the decent judicial officer as required by the summons. The court in which the charges are lodged shall instantaneously forward to the Department of Driver Services of this state the driveŕs license number if the person fails to emerge and response to the charge against him or her. The commissioner of driver services shall, upon receipt of a license number forwarded by the court, suspend the driveŕs license and driving privilege of the defaulting person until notified by the court that the charge against the person has been eventually adjudicated. Such persońs license shall be reinstated if the person submits proof of payment of the fine from the court of jurisdiction and pays to the Department of Driver Services a restoration fee of $50.00 or $25.00 when such reinstatement is processed by mail. (b.1) It shall be the duty of a law enforcement officer or emergency medical technician responding to the scene of any motor vehicle accident or other accident involving a fatal injury to examine instantaneously the driveŕs license of the victim to determine the victiḿs wishes concerning organ donation. If the victim has indicated that he or she wishes to be an organ donor, it shall be the duty of such law enforcement officer or emergency medical technician to take adequate activity to ensure, if possible, that the victiḿs organs shall not be imperiled by delay in verification by the donoŕs next of kin. (c) Nothing in this Code section bars any law enforcement officer from arresting or from seizing the driveŕs license of any individual possessing a fraudulent license or a suspended license or operating a motor vehicle while his or her license is suspended, outside the scope of a driving permit, or without a license. (d) The commissioner of driver services shall be authorized to promulgate reasonable rules and regulations to carry out the purposes of this Code section and to establish agreements with other states whereby a valid license from that state may be accepted for purposes of this Code section.

What rights do you have if you have a car and insurance in your name but someone else has the car?

If you let someone drive the car and they did not comeback it, then it truly is a civil matter. Maybe opening up an insurance claim would speed up the process and get them to comeback it. Another PerspectiveIf they have the carwithout your permissionand you are the foot holder then you have the right to take the car. In fact, you should take possession of the carinstantlysince you are on the hook for liability and damages if anything happens while they have it. Take your car keys to wherever the car is now and take it. Call for a police escort. Since whoever has the car must have keys you should inquire at the local police station what to do if they use their keys to take the car without your permission. If that happens you will need to file a stolen car report and press charges. On the other mitt, before youloanyour car to another person you should call your insurance company to discuss your liability and coverage. If they cause an accident the proprietor of the other vehicle may sue you. If they wreck your car and you don’t have collision coverage then you will be out of luck. You should make certain they have a valid driver’s license and a good driving record. If not, and they get pulled over, your car may be impounded. There are so many things that could go wrong and make you vulnerable to costly damages you need to determine the consequencesbeforeyou let someone else drive your car and

Can you get car insurance on a car that is not in your name in Tennessee?

You cannot insure a vehicle that is not titled in your name. If you did and the car was totaled the insurance company would not pay you because you are not the holder of the car and they cannot pay the true holder because they do not have a legal contract of insurance with the company.

Does the title of the car need to be in your name to get car insurance?

Not necessarily. Auto insurance is of several types. There is physical harm coverage, which pays for the repair of the vehicle if it is bruised. In order to obtain that, you must have an “insurable interest” in the vehicle. This means that you must have a stake in the continued existence (or good condition) of the car. Therefore a person who has loaned money for the purchase of the car with the car as collateral, has an insurable interest. That person may or may not be named on the title. There also exists liability insurance. This compensates an injured person or entity for damages resulting from an automobile collision that was not his/her/its fault. It also protects the insured from a claim for negligence by hiring a lawyer to defend any resulting lawsuit, and paying damages for which the insured is found to be legally responsible. It is not necessary to own a car in order to get liability coverage. A person can purchase “non-owners coverage” that provides liability protection regardless of the vehicle being driven.

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Can you get car insurance on a car without the title in your name?

Insurance for Someone Else’s VehicleYes, You can Insure the property of another Person. So Long as you have authorization to do so and the possessor is benefited, or some other insurable interest in that property exists. An example would be a case where dad says ” OK, you can use my spare car but you gotta get your own coverage”. If You have permissive use from the holder of a vehicle, then obviously you have an insurable interest. However, Only the Legal proprietor of the Property or the designated agent of the possessor can receive compensation for the property in the event of a covered property loss. If you are insuring for liability only then this is not an issue. If you buy utter property coverage, Then Dad will be proud and glad you were prudent enough to fully insure his and your interest in the vehicle he loaned you. List all drivers for liability purposes and list dad for property interest. Another example would be almost every time we Rent A Car. When we purchase the daily insurance with the rental car we insure our liabilities in the use of Someone Else’s Vehicle. Yet another Example would be when a vehicle has been recently purchased and you are still in process of transferring the title. Naturally you can insure the vehicle so you can drive it while your working on the title transfer. Almost any Insurance agent can do this for you. You can not insure the property of another when no insurable interest exists. It would be unlawful to insure the property or life of another where the intent is to build up unduly from anothers loss. ResponseNo I don’t think you can because in order to register you insurance they need your name in the title. 🙂

What is all the car insurance companies names?

AIGAllstateAmerican FamilyAMICAAuto Clubs (AAA) EncompassErieFarm BureauFarmersGEICOHartford/ITT/AARPLiberty MutualMercuryMetropolitanNationwideProgressivePrudentialSafecoState Farm21st CenturyUSAA

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Can you get your own car insurance even tho’ the car is already insured in the owners name?

Yes, You may have more than one Auto insurance Policy on a vehicle. You can have Two or even Trio policies on the same vehicle as well as an Umbrella Policy. It is not uncommon and is flawlessly legal to do so. What you can not do however is receive “Dual Indemnity”. That would be insurance Fraud and a felony offense in the United States. in other word you can’t seek dual payment from a covered loss or more simply, “you can’t get paid twice”. Here is the established Legal precedence on Insurance Policies of all types on all types of property in the United States. Policy 1 as PrimaryWhen a covered loss occurs and more than one policy exists insuring the same risks. The policy with the broadest scope of coverage is considered the primary Coverage and will invoke to cover it. Policy Two as PrimaryIf the loss incurred is not covered by the very first policy and is covered by a trailing policy then that policy steps up to Primary coverage for that particular loss. Policy Two as Secondary coverageIf and when the thresholds of the primary policy are reached or exceeded, the next active policy with the broadest scope of coverage will then invoke and act as Secondary coverage if coverage is afforded for the specified risk of loss. Policy Trio trailingIf a third policy exists then it will do so in the same order in consideration of coverage scope and specified risks. If an Umbrella Policy also exists, and this too is common, then it too will go after the exhaustion of any and all previous coverage afforded by active Primary or Secondary or even Third Place Coverage. It is permitted, It is legal and Court precedence has been well established more than 100 years ago as to which policies will apply and in what order. What you can not do is seek “Dual Indemnity” for any covered loss. That would be illegal and a felony offense in the United States.

How much is car insurance in Georgia?

Your question is similar to “How much is a car?”. It will depend the the make, model and age of the car, what insurance coverage you buy, where the car is located in Georgia, who is driving the car (age, driving record) and whether the person has taken driver safety training. There is simply no one reaction to your question.

Can you put utter coverage insurance on a car with a salvage title car in Georgia?

I know of no insurance company in any U.S. sate that will give you utter coverage on a salvaged vehicle.

Is car insurance more if the car is in a business name?

yes insurance premium for vehicles used for commercial purpose is considerably more compared to that of vehicles used for private purpose.

Can you insure two car under your name?

Sure. There is no problem as long as you own both vehicles and list all household members and any other drivers on the application. Be very careful here, because if you do not list the drivers who drive the vehicle the insurance company can deny any claims due to material misrepresentation (lounging). You also cannot insure a vehicle that is not titled to you. If you add a vehicle to your policy that you do not own there is no coverage The amount of fraud that is occurring in these ways has compelled insurance companies to investigate claims more cautiously and deny coverage in these types of cases.

Can you get insurance on a car not titled in your name?

no you can’t Its not in your name so you can’t get insurance from a car that is not titled in your name

Can you get car insurance in Georgia on a car that is not in your name?

Can you get car insurance if your name is not on the registration?

By telling that your name is not on the registration, I assume that it also is not on the title. If you or your spouse do not own the vehicle you cannot insure it. It doesn’t matter how you ask the question. You must have interest in the vehicle to insure it.

Do you need car insurance on a scooter under 49cc in georgia?

If it is permitted for road use at all you must have insurance on it. The policy you would need would be a motorcycle policy tho’ and not car insurance.

Does your name have to show up on your husbands car insurance policy I have my own car insurance for my car?

In most states, a spouse is automatically considered a ‘2nd named insured’ whether their name is on the policy or not. But you are likely paying more for auto insurance if you each maintain a separate policy in your own name. Some insurers won’t rate you as being married unless you list your spouse, which saves up to 30% over a single driver. Also, the multi-car discount for having both cars insured together is worth up to 25% in savings.

Can you get your own insurance policy on a car that is not in your name?

Yes. You can put insurance on just about anything even if its not yours. Also that goes for life insurance as well.

What is the penalty of operating a vehicle without car insurance in Georgia?

I would think you’d have to go to court undoubtedly, and get a suspension. (60-90 days)After that, you will get a fine of $200.00 and/or jail time (12 months) of not both depending on how long your car insurance has been expired -Hope this helped!

What is the name of the Progressive car insurance lady?

The name of Progressive car insurance lady is Flo. Flo is a fictional character who shows up in Progressive’s commercials and played by the actress and comedian Stephanie Courtney.

Where can one obtain car insurance in Georgia?

Some of the options for a car possessor seeking auto insurance in Georgia are Liberty Mutual and Nationwide. Other places that one might obtain car insurance are Geico, State Farm, and Peachstate Insurance.

Are you covered by a family member’s insurance when driving their car in Georgia?

As long as you are sure they have insurance and if you are listed as a drive on such insurance policy. If these cases are both yes then you will be covered under their insurance as long as you have permission to drive the vehicle.

Will a speeding ticket in Georgia affect your car insurance in Massachusetts?

Absolutely. States are coordinated together with their computer systems so that items such as driving violations, warrants, child support collection, tax liens, etc. are collective from one state to another instantly. When you receive a ticket in any other state it will demonstrate up on your driving record where you are licensed.

Can you have Florida car insurance with a Georgia license?

This would depend on the rules for the insurance company involved. Some companies may permit you time to obtain a fresh drivers license if you moved into a state from another recently. The time permitted would also depend on the company and their regulations.

How can you register your car in someone else name in Georgia?

Plain response is that YOU can’t. If they consent to this, THEY haveto register it in their name.

Can you get gap insurance in Georgia after you buy your car?

Sure. You are much better off to get GAP insurance from your insurance company than by buying it from the dealer. If you buy from the dealer you will pay lots of money for the insurance plus you pay for GAP insurance for the life of the loan in advance then pay interest on it as it is financed in your loan. GAP insurance is coverage for the difference in the actual cash value of the vehicle and the amount owed on the vehicle. Reason shows that you will only be upside down in your loan when you very first buy a fresh car because the value decrease swift the very first year while the loan doesn’t reduce as rapid. You can purchase GAP coverage from your insurance company for a few dollars ($5-10) for a policy period and when the loan balance drops below the value of the car you can drop it. Say the very first two years of a five year loan you owe more than the value tho’ it is most likely less. For two years you may pay $40 for the coverage from an insurance company then drop the coverage. From the dealer you paid $850 plus interest and you can’t cancel it even however it will not pay off anything after the very first two years. To reaction your question, most insurance companies will let you add GAP coverage for the very first 6 months after you add the car to your policy.

Why doesnt Admiral Car insurance insure me as a named driver?

This is a question you need to pose to your insurance agent. If you don’t have an agent you need to have the policyowner call the 800 number and ask whoever answers the phone or whomever they transfer you to. Has the policyholder add you as a driver on the policy. If so it shouldn’t be an issue.